Your Cyber Insurer Wants Evidence, Not Assurances

Flat White Fix issue 029: Your insurer wants evidence

Cyber insurance is changing, and the questions on the proposal form have got sharper.

Insurers increasingly want evidence that basic controls are genuinely in place and working, not a tick in a box saying they are.

What they usually ask about

  • Multi-factor authentication, and where it is enforced
  • Backup protection, including whether restores are tested
  • Patch management on a schedule rather than when someone remembers
  • Security awareness training across the team
  • Endpoint protection on every device
  • A written incident response plan

Good security does more than reduce risk. It means you can answer confidently when an insurer, an auditor or a client asks what protections you have, and point at something real.

Because “we think we are covered” is a very different position from being ready.

Not sure your evidence would stand up?

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